Rent-to-Own Apartments in Batumi: How to Buy Property Without a Mortgage or Down Payment

Rent-to-own, also known as lease with an option to buy, is a flexible property purchase scheme in which you first live in the apartment as a tenant, while part of your monthly rent goes toward the future purchase. Essentially, it’s an alternative to a mortgage — simpler, more accessible, and without the involvement of banks.

This model is especially convenient for foreign buyers who cannot obtain a loan from a Georgian bank, as well as for those who prefer to “test the property” before buying — living in the area, evaluating infrastructure, and checking the building quality.

While terms may vary, the general conditions are as follows:

• repayment period — from 1 to 5 years;
• monthly payments — from $700 to $1,500 (depending on size and location);
• fixed price at the time of signing;
• property title transferred upon full payment.

Some agencies offer zero down payment options, which is especially convenient for those relocating to Georgia.

This option is ideal for:

• buyers who want to purchase a home in Batumi but lack the full amount upfront;
• foreigners without a Georgian credit history;
• investors planning to rent out the property while gradually paying it off;
• families who want to experience coastal living before committing to a location.

Rent-to-own is not just a way to save money — it’s an opportunity to lock in today’s property prices in Batumi’s fast-growing market.

To avoid misunderstandings or fraud, make sure to:

• sign the agreement only through a notary;
• verify the developer or property owner by cadastral number via the Public Registry;
• clearly record all terms in the contract — price, payment schedule, and transfer of ownership;
• keep all receipts and proof of payments.

It’s best to work with reputable real estate agencies experienced in such transactions and partnered with reliable developers.

Rent-to-own in Batumi is a real opportunity to become a homeowner by the sea — without a mortgage, collateral, or unnecessary risks. The key is to choose the right property and work with a trustworthy partner who will ensure a safe and profitable transaction.